Envel - Mobile Banking

Envel® is a financial technology company that uses AI to help you manage your hard-earned money better than any bank.

Why Envel users love us

• Save and Budget with one click

Don’t have time to manage your budget? Automate your budget using Autopilot. This automatically splits your deposits into your envelopes creating a fully autonomous budgeting and savings experience.

• No monthly fees or minimum balance

Unlike our competitors, we don’t charge you to open an account, nor do we charge any minimum balance fees or monthly fees! Plus, you get free withdrawals at 37,000+ MoneyPass ATM networks

• Get Paid 2 days early with direct deposit

Get access to your paycheck up to 2 days early! Eligibility for early direct deposit is based on your employer.

• Automated savings, budgeting, and goals

With our Autopilot feature, you can build your savings account, reach your personal finance goals, and manage your budget effortlessly. You tell us your expenses and savings goals, and the AI does all of the heavy lifting for you!

• Security at your fingertips

We want to protect your security! Freeze, unfreeze, or order a new card with one click. You are the owner of your data and your privacy and security are our main concern just as we’d want that too as individuals. Envel leverages cutting-edge technologies and encryption to safeguard the Envel ecosystem. Balances you hold with nbkc bank, including but not limited to balances held in Envel accounts, are insured up to $250,000 through nbkc bank, Member FDIC. For more information, visit https://www.envel.ai/fdic.

• Create Envelopes

Envel allows you to create Envelopes in seconds for whatever reason i.e. groceries, holiday, goals, gas, bills, coffee.. you name it! We get you started with 4 envelopes called Cash, Bills, Emergency and Vault so you can organize your hard-earned money easily.

• Send and receive money instantly

Need to pay a friend? Send or receive money instantly to any Envel user with Envel Send.

• In app customer support live chat & community

Chat with our support team in the Envel app with live chat. Join our communities on Discord to chat with the Envel team and other users, voice your feedback, and get timely support.

• Customizable color themes and modes

Who says budgeting can’t be fun? Customize your own experience by choosing your own background and theme colors. You can also choose between different humor levels: funny, sarcastic, or off.

• Share Envelopes with Friends

Need to create a shared envelope with family or friends? Envel allows you to create envelopes to share funds with friends where everyone can contribute. Withdrawing funds requires the original envelope owner’s permission for security.

• Automate your Bills

Never miss a Bill payment again! With our Itemized Bills, you tell us your different Bills, due dates, and payment frequencies, and our AI will make sure all your Bills are covered.

• Switch your Debit Card to any Envelope

The Envel Visa® Debit Card is linked by default to the Cash Envelope however you can temporarily link it directly to any of your other envelopes instantaneously using Cardlink™ for easy access to your funds.

• Apple Pay

Connect Envel to Apple Pay to pay easily

• About Envel

*Envel is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC. The Envel Visa® Card is issued by nbkc Bank pursuant to a license from VISA U.S.A. and may be used everywhere Visa debit cards are accepted.

For more information head to www.envel.ai

Copyright © Envel, Inc. 2022

More about how we look after your information in our privacy policy here

https://www.envel.ai/privacy